We are helping clients on a daily basis address risks…
At Home:
Your homeowners’ policy, although valuable protection against the majority of situations, does not automatically cover flood damage to your home. Part of our responsibility to you is to help you select the proper protection for your homes and a flood policy or a flood endorsement may be the answer for you.
Just one inch of water in an average-sized home can cause more than $25,000 in damage
Flooding can happen anywhere, not just in designated “high-risk” flood zones. More than 25% of flood insurance claims come from outside the high-risk flood area.
Federal disaster assistance is not available for most flood events and is typically given in the form of an interest-bearing loan
We are here to weather the storms together. Please reach out to your dedicated Account Manager to discuss flood coverage in further detail. In the interim, check out these tips on how to be better prepared for a flood in your area.
In Your Car:
Are you or your kids delivering food or medical supplies for local restaurants and businesses? Are you using your personal vehicles for a fee with ride sharing, a ride sharing program, or personal vehicle sharing? Did you know that most personal auto policies do not cover your vehicle while it’s being used for these purposes?
Some of our carriers have loosened these guidelines during the pandemic but are on a case by case basis and the changes are not indefinite.
If this is something that is taking place in your household, please reach out to your dedicated Account Manager to discuss so we can check your auto policy and make any necessary changes, if needed, so you and your family are properly protected.
Virtually:
With so many of us working from home and children online for school work, we are all at a higher risk of identity theft or a cyber-attack. There are proactive things that you can do to protect your identity and financial assets but also coverage options to help to protect yourself from events like these. Please reach out to discuss if you’re not sure what you have in place or what your options are. We can provide coverage options and additional risk mitigation tips to protect your assets and your home network.
We may not be meeting with you in person but we’re all here for you! We’re all feeling the pains of missing vacations and not celebrating momentous occasions but we’re finding creative ways to smile and make the most of things. Keep up to date with our team and what we’re up to by following us on Facebook or see what trends we’re seeing in the marketplace on LinkedIn. Stay connected. We’d love to hear from you!
Take care, stay safe, and be well,
Your Private Client Services Team